Terms and Conditions for Stackoia

1. Acceptance of Terms

By accessing or using Stackoia ("Platform"), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please refrain from using the Platform.

2. Use of the Platform

You must be at least 18 years old to use Stackoia. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. User-Generated Content

Users are solely responsible for the content they create, submit, or share on Stackoia. We reserve the right to remove any content that violates our policies or is deemed inappropriate.

4. Intellectual Property

All content and materials on Stackoia, including but not limited to text, graphics, logos, images, and software, are the property of Stackoia or its licensors and are protected by copyright and other intellectual property laws.

5. User Conduct

Users must not engage in any unlawful, abusive, or disruptive behavior on Stackoia. This includes, but is not limited to, harassment, spamming, or unauthorized access to other users' accounts.

6. Limitation of Liability

We strive to provide accurate and reliable information on Stackoia, but we make no warranties or guarantees regarding the accuracy, reliability, or completeness of the content. We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of your use or inability to use Stackoia.

7. Modification of Terms

We reserve the right to modify or update these Terms and Conditions at any time without prior notice. Your continued use of Stackoia after any such changes indicates your acceptance of the modified Terms and Conditions.

8. Termination

We reserve the right to suspend or terminate your access to Stackoia at our discretion, without prior notice or liability, for any reason, including but not limited to violation of these Terms and Conditions.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Republic of the Philippines, without regard to its conflict of law provisions.

10. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at support@stackoia.com.